Your spending limit is reviewed automatically and regularly based on a combination of factors, including:
- Credit Worthiness — your overall credit worthiness as reported by the Qatar Credit Bureau
- PayLater repayment history — how consistently you’ve made on-time payments on your PayLater installments
- Profile and account factors — such as account age, usage patterns, and other relevant details with PayLater
Please note that all credit limit decisions remain at the sole discretion of PayLater and are subject to our internal assessment criteria. If you become eligible for an increase based on this assessment, it will be applied to your account and you’ll be notified directly through the app.
The best way to support a future increase is to maintain on-time payments both with PayLater and across your other financial commitments, and to keep your overall debt exposure at a healthy level.
With responsible usage and timely payments, the limit can increase over time.
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